Fees and Usage Policy

Fees And Usage Policy

Last Updated: 09-08-2025

This Fees and Usage Policy Policy outlines all applicable charges, limits, and conditions for using the CardUpNow platform. By creating an account and using our services, you agree to the terms below.

For questions, contact us at contact@cardupnow.com.

One-Time Account Activation Fees and Usage Policy

  • Amount: $50 (USD)

  • Purpose: Grants permanent access to all platform services.

  • Activation: Instant upon payment.

  • KYC Requirement: None.

  • Refund Policy: Non-refundable under any circumstances.

  • Restrictions: This fee cannot be used to issue virtual cards.

  • Usage: Supports fraud prevention and secure system operations.

Wallet Deposit & Balance Policy

Once activated, you may deposit funds into your wallet to issue virtual cards or withdraw them later.

  • Minimum Deposit: $100 (USD)

  • Maximum Deposit: No limit

  • Deposit Fee: 5% per transaction

    • Example: Deposit $100 → $95 credited to your wallet.

  • Funding Methods: Crypto and other supported payment options.

Virtual Card Issuance Policy

  • Cards can be created instantly from your wallet balance, 24/7.

  • Activation Fee: Does not count toward card creation.

  • Available Brands: Visa, MasterCard, and other supported providers.

  • Card Issuance Fee: 5% per card

    • Example: Issue a $100 card → $95 will be available after fee.

  • Process: Fully automated and instant delivery.

Wallet Withdrawal Policy

You may withdraw available wallet funds at any time with our easy Fees and Usage Policy.

  • Withdrawal Fee: 5% per withdrawal

    • Example: Withdraw $100 → $95 received.

  • Minimum Withdrawal: None.

  • Methods: Original payment method or other supported withdrawal options.

Refund & Reversal Policy

Our refund process is designed to prevent abuse and maintain platform integrity.

  • Activation Fee: Non-refundable.

  • Issued Cards: Non-refundable once created.

  • Excessive Refund Penalty: If more than 20% of your transactions are refunded after 5 successful uses:

    • Fee: $0.50 per refund OR 2% of the total refunded amount (whichever is higher).

Additional Service Fees

EventFee
Declined Transaction (low balance or incorrect data)$0.40 per attempt
Small Authorization (payments under $30)$0.40
Refund/Reversal Overuse (per policy above)$0.50 or 2% of total, whichever is higher

Crypto Deposit Policy

  • Extra Fee: No CardUpNow fee for crypto deposits.

  • Blockchain/Exchange Charges: May apply from third parties.

  • Handling Fee for Small Deposits: For deposits under $100 USDT, an additional $1 USDT fee applies.

  • Recommendation: Deposit at least $100 USDT to avoid the extra fee.

Example Cost Breakdown

Step

Amount

Wallet Deposit

$100

Account Activation

-$50 (non-refundable and not usable)

Usable Wallet Balance

$50

Card Issuance Fee (5%)

-$5

Final Card Balance

$45

Note: All fees are charged in USD unless otherwise specified. We reserve the right to update Fees and Usage Policy with prior notice.

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