Simple. Instant. No Hidden Charges.
At CardUpNow, we keep things simple. You’ll always know what you’re paying for. No hidden fees, no misleading terms. Every charge and policy is clearly explained below so you can make informed decisions with full confidence regarding Prepaid Virtual Card Fees.
To get started with CardUpNow, new accounts pay a one-time activation fee of $50. This unlocks access to all services.
Once your account is active, you can fund your wallet anytime and use the balance to create virtual cards or withdraw funds.
Minimum deposit: $50
No maximum deposit limit
Deposit fee: 5% per deposit
Example (new account): you deposit $100, the 5% fee is $5, and the one-time $50 activation is taken from this first deposit. $45 is left in your wallet.
Example (existing account): you deposit $100, the 5% fee is $5, and $95 is added to your wallet.
You can fund your wallet with cryptocurrency and use it to create virtual cards, with every fee shown upfront.
CardUpNow charges a 5% fee on every crypto deposit.
The minimum deposit is $50 USDT. There is no maximum.
Your blockchain network or crypto exchange may charge its own sending fee. That fee is not ours, and your wallet is credited with the amount that reaches us.
You can create virtual cards instantly using your wallet balance, with all fees shown upfront. Card issuing is available 24/7 and needs no paperwork.
You can’t use the activation fee to create cards. Cards are made from your wallet balance.
Every card type has the same 5% issuance fee.
Card types include Visa, Mastercard, and other globally supported brands.
Cards are ready to use immediately after issuance.
Card Issuance Fee – 5%
Each time you issue a virtual card, we charge a 5% issuance fee on the card amount. Using the card after that is free.
Example: If you use $100 to create a card, $5 is charged as the fee, and $95 is available on your card.
Issuance is fully automated and instant.
| Step | New account | Existing account |
|---|---|---|
| Wallet Deposit | $100.00 | $100.00 |
| Deposit Fee (5%) | -$5.00 | -$5.00 |
| Account Activation (one time, non-refundable) | -$50.00 | $0.00 |
| Usable Wallet Balance | $45.00 | $95.00 |
| Card Issuance Fee (5%) | -$2.25 | -$4.75 |
| Final Card Balance | $42.75 | $90.25 |
This example puts the whole wallet balance on one card. Each card pays 5% of its own amount. Existing accounts never pay the activation fee again.
To maintain operational integrity, the following service charges may apply:
Event | Fee |
Declined Transaction (due to low balance or incorrect data) | $0.40 per attempt |
Small Authorization (payments under $30) | Additional $0.40 |
Refund or Reversal Overuse (when refunds go over 20% of your payments) | $0.50 or 2% of total, whichever is higher |
You may withdraw your wallet balance at any time through our supported withdrawal options.
Withdrawal fee: 5%
Minimum withdrawal: $50
Example: Withdraw $100, and you will receive $95.
Our refund system is designed to prevent abuse and keep the platform secure. Please review the terms carefully.
The $50 activation fee is non-refundable.
Once a card has been issued, the card and its issuance fee cannot be refunded.
If more than 20% of your transactions are refunded after five successful uses, a penalty applies: $0.50 per refund or 2% of the total refunded amount, whichever is greater.
New accounts pay a one-time $50 activation fee. Existing accounts never pay it again.
You can’t use the activation fee to create cards. Cards are made from your wallet balance.
5% fee applies to deposits, card issuance, and withdrawals. Using your card is free.
Minimum deposit $50 · Minimum withdrawal $50 · No maximum deposit.
Cards and fees are not refundable after card issuance.
No KYC needed. All fees are listed upfront.
Questions About Pricing?
Our support team is available 24/7. If you have questions or need help, contact us via live chat or email anytime.
