Simple. Instant. No Hidden Charges.

CardUpNow – Transparent Pricing of All Prepaid Virtual Card Fees & Charges

At CardUpNow, we keep things simple. You’ll always know what you’re paying for. No hidden fees, no misleading terms. Every charge and policy is clearly explained below so you can make informed decisions with full confidence regarding Prepaid Virtual Card Fees.

One-Time Account Activation Fee $50

To get started with CardUpNow, you only need to pay a one-time activation fee of $50. This unlocks access to all services.

  • This fee activates your account permanently
  • Activation is instant and does not require KYC
  • This amount is non-refundable and cannot be used to issue virtual cards
  • It helps support fraud filtering and secure system operations

Prepaid Virtual Card Fees for Deposit and Balance Policy

Once your account is active, you can fund your wallet anytime and use the balance to create virtual cards or withdraw funds.

  • Minimum deposit: $100 (First time)
  • No maximum deposit limit
  • Deposit fee: 5% per transaction
    • Example: If your first deposit is $100, and $95 will be credited to your wallet and $50 will be taken as a one time activation fee, the rest $45 is all yours.

Crypto Deposit Policy

You can use cryptocurrency to buy virtual cards and fund your wallet, with full transparency, even when calculating the relevant Prepaid Virtual Card Fees.

  • CardUpNow does not charge any extra fee for crypto deposits
  • However, blockchain networks or crypto exchanges may apply a transaction fee
  • Your wallet will be credited with the net amount after these external charges are deducted

For deposits under $50 USDT:

  • An additional $1 USDT handling fee will apply

To avoid this fee, we recommend depositing at least $100 USDT per transaction

Virtual Card Issuance Policy

You can create virtual cards instantly using your wallet balance, with all associated Prepaid Virtual Card Fees calculated upfront. The card issuing process is available 24/7 and requires no paperwork.

  • Activation fee is not applicable toward card creation. you just have to pay a $5 fee for regular card types. CardUp Elite won’t charge anything extra.
  • Card types include Visa, MasterCard, and other global-supported brands
  • Cards are ready to use immediately after issuance

Card Issuance Fee – 5$

Each time you issue a virtual card, a 5$ fee is applied to the transaction.

  • Example: If you use $100 to create a card, $5 will be charged as a fee, and $95 will be available on your card
  • Issuance is fully automated and instant

Example Breakdown

Step

Amount

Wallet Deposit

$100

Account Activation

$50 (non-refundable and not usable)

Usable Wallet Balance

$50

Card Issuance Fee (5%)

-$5

Final Card Balance

$45

Additional Service Fees

To maintain operational integrity, the following service charges may apply:

Event

Fee

Declined Transaction (due to low balance or incorrect data)

$0.40 per attempt

Small Authorization (payments under $30)

Additional $0.40

Refund or Reversal Overuse (as per policy)

$0.50 or 2% of total, whichever is higher

Wallet Withdrawal Policy

You may withdraw your wallet balance at any time. Funds are returned to your original payment method or other supported withdrawal options.

  • Withdrawal fee: 5%
  • Example: Withdraw $100, and you will receive $95
  • There is no minimum withdrawal limit

Refund and Reversal Policy

Our refund system is designed to prevent abuse and ensure platform security. Please review the terms carefully.

  • The $50 activation fee is non-refundable
  • Once a card has been issued, it cannot be refunded
  • If more than 20% of your transactions are refunded after five successful uses, a penalty applies:
    • $0.50 per refund or 2% of the total refunded amount (whichever is greater)

Key Highlights

  • You cannot use the activation fee to create cards
  • A separate wallet deposit is required for issuing virtual cards
  • You can withdraw your wallet funds anytime (5% fee applies)
  • Refunds are not available after card issuance
  • All Prepaid Virtual Card Fees are pre-listed

Questions About Pricing?

Need Support?

Our support team is available 24/7. If you have questions or need help, contact us via live chat or email anytime.